Unified licensed acquiring channels · Funds settle directly to merchants

Accept payments with yupenpay
One integration, collect with confidence

yupenpay is a payment orchestration platform for websites and apps — unified credit card, local wallet and bank transfer collection. Multi-currency, automatic settlement and end-to-end reconciliation, so merchants can focus on growth.

Multi-channelUnified collection
T1Automatic settlement
FullyCompliant & secure
Credit Card
Visa / Mastercard
+$2,580.00
Bank Transfer
Local bank channels
+$1,299.50
Local Wallet
Mobile payment wallets
+$899.00
✓ Payment successful · Real-time T1 Settlement
Platform

Why choose yupenpay

A unified payment integration experience covering the full collection flow — launch fast and collect reliably.

Unified Collection

One API integration for credit cards, wallets and bank transfers — no need to onboard each channel separately.

Fast Settlement

T1 settlement cycle with automatic per-merchant settlement — funds settle directly from licensed institutions to your account.

Compliant & Secure

Licensed acquiring, real-time risk control and signature verification — payments and refunds are fully encrypted.

Reconciliation

Automatically generate merchant statements and transaction receipts with print / export — transparent and clear.

Process

Onboarding process

Four steps to onboard — collection can be live as early as the same day.

1

Submit Application

Fill in merchant and business information and submit your application.

2

Review

We review your business, usually within 1 business day.

3

Activate

Once approved you get a merchant number, collection access and API keys.

4

Start Collecting

Integrate the API and start collecting with automatic settlement and reconciliation.

Channels

Multiple payment channels supported

Covering mainstream payment methods for every business scenario.

Credit Card

Visa / Mastercard

Bank Transfer

Local bank channels

Local Wallet

Mainstream mobile wallets

Local Payment

Common local methods

Apply

Apply for a merchant account

Fill in the details below to submit your application. Once approved, you will receive a merchant number and collection access. Track review progress in the merchant admin console.

✓Encrypted transmission — data used only for verification
✓Fast review — usually within 1 business day
✓Requirement — a valid business license is required

Merchant Application Form

Fields marked * are required. A merchant number is generated upon submission.
I have read and agree to the platform Terms of Service and the Merchant Settlement Agreement, and confirm that all information submitted is truthful and valid.